Personal Insurance

We represent a carefully selected group of financially sound, reputable insurance companies, and we place your policy with the company offering the best coverage at a competitive price.  Our goal is to develop long-term relationships with everyone we do business with, including our clients, partners and employees, built on integrity and trust.

We Offer You Complete Insurance Programs:

• Homeowners Insurance
• Automobile Insurance
• Umbrella Liability Insurance
• Watercraft Insurance
• Recreational Vehicle Insurance
• Valuable Articles Insurance
• Motorcycle Insurance
• Life & Health Insurance
• Flood Insurance

Why Choose An Independent Insurance Agent?

We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt claim handling.

To contact the BAG Personal Lines Department, call (321) 863-4015

For a helpful glossary of insurance terms, go to the Insurance Information Institute’s Website.

Commercial Insurance

From the breadth and depth of our products and services to the exceptional customer service we provide, BAG’s goal is to develop long-term relationships with everyone we do business with, including our clients, partners and employees, built on integrity and trust. This philosophy has renewed the faith of many in an industry that traditionally only looks to follow the path of least resistance. You can now have a single, innovative insurance partner to turn to for all your insurance needs as well as a variety of value-added services.

Products & Services include:

• Property & Liability
• Employee Benefits
• Professional Liability
• Retirement Plans
• Alternative Risk Financing
• Executive and Financial Risks
• Cyber & Technology
• Aerospace & Aviation
• Marine
• Surety
• Risk Management Consulting
• Risk Control & Claims Services
• Reinsurance
• Independent Claim Audits
• Human Resources Consulting
• Payroll Services
• Builders risk
• Commercial Automobile
• Commercial Umbrella

Coverages (Not Limited To)
Business Contents Insurance
Business Income Insurance
Equipment Breakdown Insurance
Commercial General Liability Insurance
Personal and Advertising Injury Insurance
Tenant’s Legal Liability Insurance
Hoist Collision Insurance
Bodily Injury Insurance
Customer’s Automobile Collision / Upset
Legal Liability for Comprehensive Damage to Customer’s Automobile
Exterior Glass Insurance
Replacement Cost
Fire Department Charges Insurance
Hazardous Substances
Contingent Business Income
Extra Expense
Insured’s Tools
Employee Tools
Crime
Garage Plate (Service or Dealers Plate)
Insurance for Contractors – Equipment & Supply Wholesalers
Insurance for Contractors – Fence
Insurance for Contractors – Floor Laying & Resurfacing
Insurance for Contractors – Floor Work
Insurance for Contractors – Glass & Glazing
Insurance for Contractors – Highway & Street
Insurance for Contractors – House Moving
Insurance for Contractors – Irrigation Insurance
Insurance for Contractors – Masonry & Stone
Insurance for Contractors – Non-Ceramic
Insurance for Contractors – Painting & Decorating & Paper Hanging
Insurance for Contractors – Plaster & Drywall
Insurance for Contractors – Plumbing
Insurance for Contractors – Plumbing Heating
Insurance for Contractors – Plumbing  Air Conditioning
Insurance for Contractors – Roofing
Insurance for Contractors – Structural Steel
Insurance for Contractors – Stucco
Insurance for Contractors – Swimming Pool
Insurance for Contractors – Tile, Marble, Mosaic
Insurance for Contractors – Waterproofing
Insurance for Contractors – Water, Sewer, Water Pipeline
Insurance for Contractors – Wrecking & Demolition
Insurance for Convenience Food Stores
Insurance for Convention Planners
Insurance for Commercial Property
Insurance for Copying & Duplicating
Insurance for Country Clubs
Insurance for Craft Sales
Insurance for Craft Fair
Insurance for Craft Business
Insurance for Crematory Operations
Insurance for Cycle and Bicycle Shop
Insurance for Cycle Shop
Insurance for a Detailing Business Insurance
Insurance for Garages and Car Dealerships
Insurance for Furnace Installation, Heating Contractors,
Forced Air Insurance
Insurance for Dairy, Soft Drink, Ice Cream Stands
Insurance for Data Processing Services
Insurance for Dance Studios
Insurance for Day Spas
Insurance for Delicatessen Restaurants
Insurance for Dental Laboratories
Insurance for Dentists’ Offices-Premises
Insurance for Demolition contractors
Insurance for Die & Tool Manufacturers
Insurance for Dieticians
Insurance for Dinner Theater
Insurance for Dog & Cat Kennels
Insurance for Dog Grooming Services
Insurance for Door, Sash & Trim Manufacturers
Insurance for Door and Window Contractor
Insurance for Doughnut Shops
Insurance for Donut Shops General Liability
Insurance for Drapery
Insurance for Drapery, Curtain, Upholstery Shops-Retail
Insurance for Dressmaker Insurance
Insurance for Dressmakers & Fashion Designers
Insurance for Dressmakers & Tailors
Insurance for Driveway Contractors
Insurance for Dry Cleaners
Insurance for Dry Cleaning Business
Insurance for Drywall Contractors
Insurance for Ear Piercing Studios
Insurance for Electricians
Insurance for Electrical Contractor
Insurance for Electricians and Electrical Contractors Liability
Insurance for Electrical Work Contractors
Insurance for Elevator Industry Liability
Insurance for Elevator Contractor
Insurance for Employment Agencies
Insurance for Environmental Remediation and Abatement
Insurance for Environmental Contamination and Pollution
Insurance for Environmental Consulting and Assessment
Insurance for Esthetic Operation
Insurance for Fairs insurance, festivals
Insurance for Fashion Designers
Insurance for Fashion Designers Liability
Insurance for Fashion Designer Disability
Insurance for Fashion Designers Public Liability
Insurance for Fashion Retail
Insurance for Fence
Insurance for Fence Contractor
Insurance for Fencing contractors Liability
Insurance for Festivals
Insurance for Festival & Trade Show
Insurance for Festival,Public,Concert,Event
Insurance for Finance Companies
Insurance for Financing Consultants
Insurance for Fire Protection Contractor
Insurance for Fire Extinguishers Wholesalers
Insurance for Fire Suppression Systems
Insurance for Fire Sprinkler Suppression Contractor
Insurance for Contractors
Insurance for Fish, Meat, Seafood Markets
Insurance for Fish Store
Insurance for Fitness Services
Insurance for Final Expense
Insurance for Fleet
Insurance for Fleet Auto
Insurance for Fleet Truck
Insurance for Floor Covering Stores
Insurance for Flooring
Insurance for Flooring Contractors
Insurance for Florist Supplies Wholesale Insurance
Insurance for Florist Retail
Insurance for Florist Shop
Insurance for Food Processor Manufacturer
Insurance for Frozen Fruit & Vegetable Manufacturers
Insurance for Fruit & Vegetable
Insurance for Fruit & Vegetable Manufacturers & Canning
Insurance for Funeral Homes
Insurance for Funeral Monuments | Caskets | Funeral Planning
Insurance for Furniture – Retail & Wholesale
Insurance for Furniture Manufacturer
Insurance for Furniture & Upholstery Repair
Insurance for Garden Supply Stores
Insurance for Garage auto
Insurance for Garage Liability
Insurance for General Contractors
Insurance for General Contractors Liability
Insurance for Gift Shops
Insurance for Gift & Novelties Wholesale
Insurance for Glass & Glazing Contractor
Insurance for Glass Contractor
Insurance for Glass Installation and Service
Insurance for Golf & Country Clubs
Insurance for Graphic Designers
Insurance for Gravel Quarries
Insurance for Groceries – Wholesale
Insurance for Grocery Stores
Insurance for Grocery Shop
Insurance for Guard & Patrol Services
Insurance for Group
Insurance for Gym
Insurance for Gym Professional Liability
Insurance for HVAC
Insurance for Hair and Esthetic Operations
Insurance for Hair salon
Insurance for Hardware Stores
Insurance for Hardware Stores Business
Insurance for Health Clubs
Insurance for Health & Wellness Retreats
Insurance for Health Alternatives for Small Business Owners
Insurance for Hearing Aid Outlets
Insurance for Hearing Aid
Insurance for High Performance Boats
Insurance for Highway, Street And Road Contractors
Insurance for Highway & Street Permit Surety Bond
Insurance for Highway
Insurance for Historical societies
Insurance for Home Furnishing Stores
Insurance for Home & Garden
Insurance for Hotels & Motels
Insurance for Holistic Health Clinics
Insurance for Holistic Practitioners
Insurance for Holistic Professional Liability
Insurance for House Moving Contractors
Insurance for Hull and Machinery
Insurance for Hull and Machinery Tug Boats, Barges
Insurance for Hull and Machinery Workboats, Crew Boats
Insurance for Hull and Machinery Tour/Charters
Insurance for Irrigation System
Insurance for Insurance for Furnace Installation, Heating Contractors, Forced Air
Insurance for Individual Personal Trainers
Insurance for a Detailing Business
Insurance for Injectable Treatments (ex. Botox and Collagen)
Insurance for Jet Drive Boats
Insurance for Janitor Supplies Wholesale
Insurance for Janitorial Services
Insurance for Job Fairs
Insurance for Kitchenware & Houseware Stores
Insurance for Kennel
Insurance for Large Yachts
Insurance for Landscape Maintenance Services
Insurance for Landscaping and snow removals
Insurance for Laundries Insurance
Insurance for Lawn Mower Dealers
Insurance for Lawn Mower Repair
Insurance for Leather Goods
Insurance for Laser Hair Reduction
Insurance for Laser Treatments for Weight Reduction
Insurance for Laser Hair Reduction Studios
Insurance for Lipo-Laser Operations
Insurance for Liability Assisted Living Facilities
Insurance for Lighting Fixture – Wholesalers
Insurance for Linoleum Flooring Contractor
Insurance for Local Trucking
Insurance for Locksmiths
Insurance for Long-term care
Insurance for Lumber & Building Materials Dealers
Insurance for Meetings
Insurance for Meat Store
Insurance for Marine Sales
Insurance for Martial Arts
Insurance for MMA – Mixed Martial Arts
Insurance for Marinas & Yacht Clubs
Insurance for Massage Therapists
Insurance for Mechanical Contractor
Insurance for Medical Labs
Insurance for Metal Work Manufacturers
Insurance for Mobile Caterers
Insurance for Mobile Groomers
Insurance for Model Train clubs
Insurance for Motorhome
Insurance for Natural Health Practitioners
Insurance for Nutrition & Wellness
Insurance for Novelty Shops
Insurance for Nursing Home & Assisted Living Facilities
Insurance for Office Machine Wholesalers
Insurance for Office Equipment Wholesalers
Insurance for Opticians
Insurance for Optometrists
Insurance for Outdoor Advertising Services
Insurance for Outside Catering
Insurance for Pageants
Insurance for Paint Dealers
Insurance for Pontoon Boats
Insurance for Paper Products Manufacturers
Insurance for Paper Products wholesalers
Insurance for Personal Watercraft Rentals
Insurance for Pest Control
Insurance for Pest Control
Insurance for Pet Boarding Sitting
Insurance for Pet groomers
Insurance for Pet shops
Insurance for Pet Food Manufacturers
Insurance for Personal Trainer
Insurance for Personal Training
Insurance for Pet Shops
Insurance for Photography Equipment
Insurance for Photography Equipment & Liability
Insurance for Photocopying Services
Insurance for Pharmacies
Insurance for Photocopy Service
Insurance for Piano Tuning Services
Insurance for Pontoon Boats
Insurance for Picnics
Insurance for Power Cruisers
Insurance for Plastic Products Manufacturers
Insurance for Plumbing Contractors
Insurance for Plywood & Veneer Plants
Insurance for Pottery Products Manufacturers
Insurance for Professional liability E&O Auctioneer
Insurance for Property Management Firms
Insurance for Private Investigators
Insurance for Pump Wholesalers
Insurance for Public liability  Business
Insurance for Radiator Repair Shops
Insurance for Ready-Mix Concrete Manufacturers
Insurance for Recording Studios
Insurance for Recreational vehicle
Insurance for Recreational Fishing
Insurance for Remodeling Company
Insurance for Reflexologists
Insurance for Religious Assemblies
Insurance for Reunions
Insurance for Residential Contractor
Insurance for Restaurant Equipment Wholesalers
Insurance for Restaurants
Insurance for Restoration and Emergency Spill Response
Insurance for Retail Stores
Insurance for Roofing Contractor
Insurance for Rooming Houses
Insurance for RV & Trailer
Insurance for Sea Doos and Jet Skis
Insurance for Seafood Store
Insurance for Sand & Gravel Wholesalers
Insurance for Sanitary Services
Insurance for Seniors Facilities and Services
Insurance for Sewer Contractors
Insurance for Security Guards
Insurance for Sheet Metal Work Contractors
Insurance for Shoe Repair Shops
Insurance for Shoe Stores
Insurance for Shopping Centers
Insurance for Siding Contractors
Insurance for Souvenir Shops
Insurance for Social Gatherings/Receptions
Insurance for Spa Operations (incl Laser Treatments)
Insurance for Small Runabouts
Insurance for Small Business
Insurance for Commercial General Liability
Insurance for Small Business Health
Insurance for Small Business Health and Dental
Insurance for Visitors Health and Dental
Insurance for Special Events
Insurance for Sports Events
Insurance for Speaking Engagements
Insurance for Speech Pathologists or Therapists
Insurance for Sporting Goods
Insurance for Sports Camps and Clinics
Insurance for Sports Liability ,Sports Accident
Insurance for Ship Repairers Legal Liability
Insurance for Staffing Services
Insurance for Stage Shows
Insurance for Stationary Stores
Insurance for Stores
Insurance for Storage and Moving Services
Insurance for Stone Masons and Monumental Masons
Insurance for Tank installation
Insurance for Tanning Salons
Insurance for Tailors and dressmakers
Insurance for Tattoo Liability
Insurance for Tattoo Studios
Insurance for Taverns & Bars
Insurance for Telephone Answering Services
Insurance for Tenant’s
Insurance for Takeaway
Insurance for Takeout
Insurance for Tanning Salons
Insurance for Tanning – Both Bulb and Spray Salons
Insurance for Temporary Staffing Agencies
Insurance for Teeth Whitening
Insurance for Telemarketing
Insurance for Tile Wholesalers
Insurance for Tile Manufacturers – Ceramic Wall & Floor
Insurance for Tool Manufacturers
Insurance for Tour Operators
Insurance for Toy & Game Manufacturers
Insurance for  Toronto Renters
Insurance for Trailer Home Manufacturers
Insurance for Training Studios
Insurance for Translators
Insurance for Transmission Shops
Insurance for Travel Trailer
Insurance for Tree & Ornamental Shrub Services
Insurance for Trim Sash Door Manufacturers
Insurance for Trucking (Owner Operator)
Insurance for Trucking (Fleet)
Insurance for Dump Trucks
Insurance for Gravel Trucks
Insurance for Delivery Trucks
Insurance for Couriers
Insurance for Theatrical Performances/Musicals
Insurance for Upholstery Shop
Insurance for Upholstery Business
Insurance for Water Softening Services
Insurance for Website Design Firms
Insurance for Wedding Consultants
Insurance for Weddings and Receptions
Insurance for Weight Loss Centres
Insurance for Welding Repair Shop
Insurance for Wig & Hair goods  Retailer
Insurance for Window Cleaning Services
Insurance for Windshield Repar Business
Insurance for Wood Framing Contractor
Insurance for Wood Products Manufacturer
Insurance for Wood Workers, Cabinet Makers
Insurance for Wholesale

Janitor Supplies Wholesale Insurance
Janitorial Services Insurance
Jet Drive Boats Insurance
Job Fairs Insurance
Kennel Insurance
Kitchenware & Houseware Stores  Insurance
Landscape Maintenance Services Insurance
Large Yachts Insurance
Laser Hair Reduction, and Replacement Insurance
Laser Treatments for Weight Reduction Insurance
Laser Hair Reduction Studios Insurance
Lipo-Laser Operations Insurance
Laundries Insurance
Laundries Lawn Mower Dealers Insurance
Lawn Mower Repair  Insurance
Leather Goods Insurance
Liability Insurance for Assisted Living Facilities
Lighting Fixture – Wholesalers Insurance
Linoleum Flooring Contractor Insurance
Local Trucking Insurance
Locksmiths Insurance
Long-term care insurance
Lumber & Building Materials Dealers Insurance

Marinas & Yacht Clubs Insurance
Marine Sales Insurance
Martial Arts Studios
MMA – Mixed Martial Arts
Machine Shops  Insurance
Malpractice insurance chiropractors
Marinas & Yacht Clubs Insurance
Manufacturers Insurance
Makeup Nail and Hair Salons Insurance
Massage Therapists Insurance
Meetings Insurance
Meat Store Insurance
Merchandise Liquidators and Distributors Insurance
Mechanical Contractor Insurance
Medical Labs Insurance
Metal Work Manufacturers Insurance
Mineral Manufacturers Commercial Insurance
Mobile Caterers Insurance
Moving Service Insurance
Mobile Groomers
Mobile caterers insurance
Model Train clubs Insurance
Motorhome Insurance
Nail and Hair Salons Insurance
Natural Health Practitioners Insurance
Novelty Shops Insurance
Nursing Home & Assisted Living Facilities Insurance
Nutrition & Wellness Insurance

Office Machine Wholesalers Insurance
Opticians  Insurance
Optometrists  Insurance
Outdoor Advertising Services Insurance
Outside Catering Insurance
Packaging and Displays Manufacturers Insurance
Pageants Insurance
Paint Dealers Insurance
Paper Products Manufacturers Insurance
Personal Trainer Insurance
Personal Training Insurance
Personal Watercraft Rentals Insurance
Pest Control  Insurance
Pet Food Manufacturers Insurance
Pet Shops Insurance
Pet Business Insurance
Pet Boarding Sitting Insurance
Pet groomers
Pet shops
Phone Answering Services Insurance
Photocopying Services Insurance
Pharmacies Insurance
Photocopy Service Insurance
Photography Services for Social Events Insurance
Photography Equipment & Liability Insurance
Photography Equipment Insurance
Piano Tuning Services Insurance
Picnics Insurance
Plastic Products Manufacturers Insurance
Plumbing Contractors Insurance
Plywood & Veneer Manufacturing Insurance
Pontoon Boats Insurance
Pottery Products Manufacturers Insurance
Power Cruisers Insurance
Printing, media and communications Insurance
Printing, Digital Printing Insurance
Printing Commercial  Services Insurance
Private Investigators Insurance
Professional liability E&O insurance for Auctioneer
Property Management Firms Insurance
Pump Wholesalers Insurance
Public liability – business insurance
Radiator Repair Shops Insurance
Ready-Mix Concrete Manufacturers Insurance
Recording Studios Insurance
Recreational vehicle Insurance
Recreational Fishing Boats
Religious Assemblies Insurance
Reunions Insurance
Remodeling Company Insurance
Reflexologists Insurance
Residential Contractor Insurance
Restaurant Equipment Wholesalers Insurance
Restoration and Emergency Spill
Response Insurance
Restaurants Insurance
Retail Stores Insurance
Roofing Contractor Insurance
Rooming Houses Insurance
RV Insurance
RV & Trailer Insurance
Sand & Gravel Wholesalers Insurance
Sanitary Services Insurance
Sea Doos and Jet Skis Insurance
Seafood Store Insurance
Security Guards Insurance
Seniors Facilities and Services Insurance
Sewer Contractors Insurance
Sheet Metal Work Contractors Insurance
Ship Repairers Legal Liability
Shoe Repair Shops Insurance
Shoe Stores Insurance
Shopping Centers Insurance
Siding Contractors Insurance
Small Business Insurance, Commercial General Liability Insurance
Small Business Health Insurance
Small Runabouts Insurance Insurance
Small Business Health and Dental  Insurance
Souvenir Shops Insurance
Social Gatherings/Receptions Insurance
Spa Operations (incl Laser Treatments) Insurance
Specialty Insurance for Carnivals, Amusement Parks Insurance
Special Events Insurance
Sports Events Insurance
Speaking Engagements Insurance
Special Event and Party Rentals Insurance
Speech Pathologists or Therapists  Insurance
Sporting Goods  Insurance
Sports Camps and Clinics Insurance
Sports Liability Insurance
Sports Accident Insurance
Staffing Services Insurance
Stage Shows Insurance
Stationary Stores Insurance
Stationary Stores Insurance
Stores Insurance
Storage and Moving Services Insurance
Stone Masons and Monumental Masons Insurance
Tank installation Insurance
Tanning Salons Insurance
Tanning – Both Bulb and Spray Salons
Tailors and dressmakers Insurance
Takeaway Insurance
Tattoo Liability Insurance
Tattoo Studios Insurance
Taverns & Bars Insurance
Teeth Whitening insurance
Telemarketing insurance
Telephone Answering Services  Insurance
Tenant’s insurance
Temporary Staffing Agencies Insurance
Tile Wholesalers Insurance
Tile Installer Insurance
Tile Manufacturers – Ceramic Wall & Floor  Insurance
Tool Manufacturers Insurance
Toner Cartridges Manufacturers Insurance
Toner Cartridges Distributors Insurance
Toronto Renters Insurance
Tour Operators Insurance
Toy & Game Manufacturers Insurance
Trailer Home Manufacturers Insurance
Translators Insurance
Training Studios Insurance
Transmission Shops Insurance
Travel Trailer Insurance
Travel Trailer Insurance | RV  Insurance
Travel  Insurance
Tree and Stump Removal Insurance
Tree & Ornamental Shrub Services Insurance
Trim Sash Door Manufacturers Insurance

Trucking Insurance

Trucking (Owner Operator)

* Trucking (Fleet) Insurance

* Dump Trucks Insurance

* Gravel Trucks Insurance

* Delivery Trucks Insurance

* Couriers Insurance

Theatrical Performances/Musicals
Tow Truck Insurance
Towing Business iInsurance
Uniforms & Costumes Manufacturers Insurance
Upholstery Shop Insurance
Upholstery Business Insurance

Veterinarian  Insurance
Veterinarians & Clinics Insurance

Water Softening Services Insurance
Water Taxis/Ferries Insurance
Website Design Firms Insurance
Wedding Consultants Insurance
Weddings and Receptions Insurance
Weight Loss Centres Insurance
Welding Repair Shop Insurance
Wholesale Insurance
Wig & Hair goods  Retailer Insurance
Windshield Repair Business Insurance
Window Cleaning Services Insurance
Wood Framing Contractor Insurance
Wood Products Manufacturer Insurance
Wood Workers, Cabinet Makers Insurance
Wholesale Insurance

Renewable Energy Industry

•Ethanol producers
•Biodiesel producers
•Biomass facilities
•Solar facilities
•Manufacturers – solar panels, wind turbines and wind turbine components
•Gas and coal-fired power facilities
•Wind energy facilities
•Hydroelectric facilities
•Waste-to-energy facilities — biomass, municipal solid waste•Solar facilities •Geothermal facilities
• Trucking (Owner Operator)
* Trucking (Fleet) Insurance
* Dump Trucks Insurance
* Gravel Trucks Insurance
* Delivery Trucks Insurance
* Couriers Insurance
* Buses